DOI: 10.38007/978-1-80053-618-0

This study emphasizes a closed-loop perspective of "theory-technology-policy": starting from theoretical breakthroughs in behavioral finance, progressing through computational finance technology validation, and ultimately returning to the design of regulatory sandbox mechanisms. This interdisciplinary dialogue aims to provide policymakers with tools for technological impact assessment, assist financial institutions in constructing digital transformation roadmaps, and set ethical firewall parameters for technology developers—a "trinity" solution urgently needed in the era of intelligent finance. 

As the digital migration of the financial system becomes irreversible, what is required is not merely a technological playbook but a new set of rules for a financial civilization that balances efficiency and equity, innovation and security. The exploration in this book represents an academic journey toward that very goal. 

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