With the continuous development of technologies such as 5G communication, blockchain and artificial intelligence, the business structure and operation mode of traditional commercial banks are undergoing profound changes. Technological progress has brought about efficient and convenient service experiences, but it has also exposed the banking industry to a new competitive landscape and management pressure. The banking industry is strictly regulated, with a large number of systems that are closely interrelated. Any minor malfunction may affect the overall operation and threaten the safety of customer funds. In such a high-risk environment, banks undertake the dual tasks of improving quality and accelerating delivery in software development and testing. Due to the complex organizational structure, independent departmental division of labor, and low communication efficiency, testing work is difficult to be consistent with development and business. This paper, based on the software testing practices of financial institutions, proposes a testing improvement plan for financial scenarios. With process optimization and asset accumulation as the core concepts, it combines the TMMi model and DevOps ideas, integrates testing activities throughout the entire project cycle, and enhances the stability and reliability of testing through means such as automated script risk control and use case reuse. The research, based on the analysis of the financial industry and the comprehensive evaluation using the TOPSIS method, shows that the optimized testing system has significant improvements in defect detection efficiency, execution speed, and system stability, verifying the application value of this scheme in enhancing the quality of financial software testing and supporting digital transformation.

Ziyi Song. Research on Building and Optimizing Software Testing Asset Library for Financial Scenarios. International Journal of Business Management and Economics and Trade (2025), Vol. 6, Issue 1: 169-178. https://doi.org/10.38007/IJBMET.2025.060117.

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